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I am early and many costs are still uncertain. How can I build a useful budget without pretending the numbers are exact?
I have optimistic and cautious forecasts but they do not change any decisions.
I want invoices to be clear before the first late payment happens. What should the agreement state?
I work from a spare room and see conflicting advice online.
I dislike chasing clients and leave it too long.
I do not have enough history for sophisticated assumptions.
I do not know the final package yet but need to learn what customers value.
I have added a margin to direct costs but still feel busy and underpaid.
