Starting outCash flow

How should I estimate startup costs before I have quotes?

I am early and many costs are still uncertain. How can I build a useful budget without pretending the numbers are exact?

Reviewed seed boundary: This discussion is practical guidance, not individual advice. Business.gov.uk: Preparing for funding applications
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Separate one-off setup costs from monthly commitments, obtain evidence for the largest items and show low, expected and high scenarios. Record assumptions and update them when quotations or real invoices arrive.

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