Sole tradersTax & records

Does a sole trader need a separate business bank account?

I know the business is not a separate legal person, but mixed transactions already make records confusing.

Reviewed seed boundary: This discussion is practical guidance, not individual advice. GOV.UK: Set up as a sole trader
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A separate account is usually a strong operational control even where not legally mandatory. Confirm the account terms allow business use and keep transfers to and from personal funds clearly described.

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